Applying For The Best Credit Cards The Top Deals For Your Round Of Applications

Update: Some offers mentioned below are no longer available. View the current offers here.Credit card sign-up bonuses are the quickest and easiest way to rack up a lot of points. One method that’s widely accepted amongst those that maximize their miles and points - myself included - is to apply in batches, where you apply for multiple credit cards in one day. The benefit of this is that the issuers generally won’t see the applications to other issuers on that same day, increasing your chances of approvals and making it easier in the long run to track how long credit card inquiries remain on your credit report.When you do all your applications in one day, the inquiries generally fall off your credit report in batches as well. Let me be clear here, this is not an exact science, and I still break this method from time to time. If there’s an incredibly generous one- or two-day offer, I’ll still apply even if it’s not timed to my quarterly schedule. My last round of applications was in April and I ended up getting a couple other cards since like a targeted Delta Platinum American Express card offer, and the one-week 60,000-point bonuses on the Chase Ink Bold and Ink Plus.Since I personally have both Starwood cards, I’m going to wait to see if some other great offers come around this fall, but I know a lot of you are planning to get the the Starwood personal or business cards (or both), before the 30,000-point sign-up bonus offer ends Tuesday (Update: The bonus is now 25,000 points for the Starwood Amex business and personal cards, 10,000 points after first purchase and 15,000 after $5,000 spend within the first 6 months) and since we’re heading into a holiday weekend, I thought I’d create a couple sample rounds of applications based on a couple objectives: maximizing transferable points, hotel points, airline miles and fixed-value points.As I talked about yesterday, diversifying your miles and points is important, so the best option for you will likely be a mix-and-match approach. This is not a list of every offer on the market. For that I recommend going to the Top Deals page, and feel free to add your suggestions in the comments below.Before you get started, be sure to check out my posts on How To Check Your Credit - Preparing For The Credit Card Application Process, and When To Cancel A Card - My Personal Card Inventory and Decision Process.Credit Card Application CombinationsOnce you’re ready to apply, check out the following lists for potential credit card application round combinations, and good luck with your applications.Maximizing Transferable PointsSign up for our daily newsletterEmail addressSign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.Ink Bold Business Card and Ink Plus Business Card from ChaseCurrent Sign-up Bonus: 50,000 points with $5,000 spend in the first 3 monthsAnnual Fee:$95 waived the first yearOther Benefits: Earn 5 points per dollar at office supply stores, cellphone, landline, internet, and cable TV services and 2 points per dollar spent at gas stations and on hotel accommodations, up to $50,000 annually. Receive a complimentary LOUNGE CLUB membership and 2 free visits each year with access to over 350 VIP airport lounges.Chase Sapphire Preferred CardCurrent Sign-up Bonus: 50,000 points with $4,000 spend in the first 3 monthsAnnual Fee: $95 waived the first yearOther Benefits: Earn 2 points per dollar on all travel and dining. No foreign transaction fees.For more information, see these posts:Ranking the Chase Ultimate Rewards Transfer PartnersTop 10 Ways To Maximize Each Ultimate Rewards Transfer PartnerWhy I Love Chase Ultimate RewardsRanking the Top Chase Travel Credit Card OffersStarwood Preferred Guest Credit Card from American ExpressCurrent Sign-up Bonus: 25,000 bonus points after $3,000 spend within the first 3 months.Annual Fee: $65 waived the first year.Other Benefits: Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status, earn up to 5 Starpoints for each dollar of eligible purchases spent at hotels in the SPG portfolio that can be transferred to more than 30 airlines, and get purchase protection for up to 90 days after the date of purchase.For more information on these cards and the Starwood Preferred Guest program, check out these posts:Maximizing Starwood Cash & Points AwardsStarwood “Enhances” Cash & Points AwardsMajor Starwood Preferred Guest Elite EnhancementsMaximizing Starwood Preferred Guest Airline TransfersThe Ultimate Guide to Starwood Preferred Guest Airline Transfer PartnersDetails on the Sapphire Preferred 2X on TravelThe Sapphire Preferred 7% Annual DividendBusiness Gold Rewards Card from American Express Update: This offer expired on October 29, 2013. View the current offer for the Business Gold Rewards card.Current Sign-up Bonus: 50,000 points with $5,000 spend in the first 3 monthsAnnual Fee: $175 waived the first yearOther Benefits: Earn 3 points per dollar on airfare, 2 points per dollar on US purchases for advertising in select media, shipping and at gas stations, and one point per dollar on all other transactions. Receive Purchase Protection, Return Protection, Extended Warranty, Travel Accident Insurance, and Car Rental Loss and Damage Insurance.Mercedes-Benz American Express PlatinumCurrent Sign-up Bonus: 50,000 points when you spend $3,000 in the first 3 monthsAnnual Fee: $475Other Benefits: You will earn 5 points per dollar spent on select Mercedes-Benz purchases and 1 point per dollar on all other purchases. You will receive a $1,000 certificate every year when you spend $5,000 or more on your card, which can be used on a future purchase or lease of a Mercedes-Benz vehicle. This card also comes with the same benefits as the Platinum Card from American Express such as a $200 annual airline fee rebate, lounge access and Global Entry application reimbursement.Maximizing Hotel PointsStarwood Preferred Guest Business Credit Card from American ExpressCurrent Sign-up Bonus: 30,000 bonus points - 10,000 after first purchase and another 20,000 with $5,000 spend in the first 6 months. Offer ends September 3, 2013.Annual Fee: $65 waived the first year.Other Benefits: Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status, earn up to 5 Starpoints for each dollar of eligible purchases spent at hotels in the SPG portfolio that can be transferred to more than 30 airlines, and get purchase protection for up to 90 days after the date of purchase.Club Carlson Premier Rewards Visa Signature CardCurrent Sign-up Bonus: 85,000 Gold Points, 50,000 of which will be earned after your first purchase, plus 35,000 more points once you spend $2,500 within the first 90 days.Annual Fee: $75Other Benefits: You will earn 10 points per dollar spent at participating Carlson Rezidor hotels and 5 points per dollar spent everywhere else. Club Carlson cards come with Gold status and a bonus award night.For more background on the Club Carlson program, check out my Maximizing Club Carlson series, whose posts include Base Level Earning and Redemptions, Business Program, Elite Status and Cash + Points Redemptions, Half-Price Award Redemptions on two-night award stays if you have one of the Club Carlson credit cards.Citi Hilton HHonors Reserve CardCurrent Sign-up Bonus: 2 weekend night certificates after you spend $2,500 in the first 4 months.Annual Fee: $95Other Benefits: Receive complimentary Hilton Gold status with the card and Hilton Diamond status when you spend $40,000 within a calendar year. You will earn 10 points per dollar spent on hotel stays within the Hilton HHonors portfolio, 5 points per dollar spent on airline and car rental purchases, 3 points per dollar spent on all other purchases. You can also earn a 3rd Free Weekend Night certificate if you spend $10,000 annually. There are no foreign transaction fees with this card. Read my full review of the card here.Hyatt Credit CardCurrent Sign-up Bonus: Earn 2 free nights at Hyatt properties worldwide after you spend $2,000 in the first 3 months.Annual Fee: $75Other Benefits: Earn 2 free nights at Hyatt properties worldwide as well as 3 points per dollar spent at Hyatt, 2 points per dollar spent on all dining, airfare and car rental purchases and 1 point per dollar spent everywhere else. Read this post for details on other Hyatt Visa Perks.Marriott Rewards Premier Credit CardCurrent Sign-up Bonus: 80,000 points with $3,000 spend in the first 3 monthsAnnual Fee: $85Other Benefits: Earn 5 points per dollar spent at Marriott locations, 2 points per dollar spent on airfare, car rentals and dining and 1 point per dollar on everything else. Receive 1 free night upon approval and every year on cardmember anniversary. Receive 1 credit toward elite status for every $3,000 spent. No foreign transaction fees.Maximizing Airline MilesStarwood Preferred Guest Credit Card from American ExpressCurrent Sign-up Bonus: 30,000 bonus points - 10,000 after first purchase and another 20,000 with $5,000 spend in the first 6 months. Offer ends September 3, 2013.Annual Fee: $65 waived the first year.Other Benefits: Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status, earn up to 5 Starpoints for each dollar of eligible purchases spent at hotels in the SPG portfolio that can be transferred to more than 30 airlines, and get purchase protection for up to 90 days after the date of purchase.United MileagePlus Explorer CardCurrent Sign-up Bonus: 40,000 miles with $2,000 spend in the first 3 monthsAnnual Fee: $95 (waived for the first year)Other Benefits: Get first checked bag free and priority boarding on United-operated flights. Receive two United Club passes per year. No foreign transaction fees.Citi / AAdvantage Platinum Select World Elite MastercardCurrent Sign-up Bonus: 50,000 miles for spending $3,000 in 3 months.Annual Fee: $95 waived the first yearOther Benefits: Receive a $100 American Airlines flight discount every year with $30,000 or more in purchases. First checked bag is free for you and up to 4 travel companions and get Group 1 priority boarding when flying on American.Gold Delta SkyMiles Business Credit Card from American Express (Offer seen on the Card Match Tool on August 29, 2013 and is no longer be available)Sign-up Bonus: 45,000 miles with $5,000 spend in the first 6 monthsAnnual Fee: $95 waived the first yearOther Benefits: First checked bag is free and get priority boarding. Receive a 20% discount in the form of a statement credit on drink, food and entertainment purchases when you fly Delta.US Airways Premier World MasterCardCurrent Sign-up Bonus: 35,000 miles after first purchase or balance transfer in the first 90 days – unverified offer from this FlyerTalk thread, see the T&C on the application page.Annual Fee: $89 waived the first yearOther Benefits: Receive an annual companion certificate good for up to 2 companion tickets upon approval and every year on cardmember anniversary and 10,000 Anniversary Miles. Also receive 1 complimentary US Airways Club day pass and get first class check in and Zone 2 boarding.Maximizing Fixed-Value PointsBarclaycard Arrival Plus World Elite MastercardCurrent Sign-up Bonus: 40,000 miles with $3,000 spend in the first 90 daysAnnual Fee: $89 waived the first yearOther Benefits: Earn 2 miles per dollar spent on all purchases and receive 5% of your miles back when you redeem on travel. No foreign transaction fees.For more information on this card, read my review here, and then check out this post for details on its Travel Bonus Category and Redemption Options, and this one for ideas on the Top 10 Ways To Maximize Barclaycard Arrival Miles.Chase SapphireCurrent Sign-up Bonus: 10,000 points after you spend $500 in the first 3 monthsAnnual Fee: $0Other Benefits: Earn 2 points per dollar on all dining. Redeem points for 1 cent each towards travel.Ink Plus Business CardCurrent Sign-up Bonus: 60,000 points with $5,000 spend in the first 3 monthsAnnual Fee:$95Other Benefits: Earn 5 points per dollar at office supply stores, cellphone, landline, internet, and cable TV services and 2 points per dollar spent at gas stations and on hotel accommodations, up to $50,000 annually. Receive a complimentary LOUNGE CLUB membership and 2 free visits each year with access to over 350 VIP airport lounges. Redeem points for 1.25 cents each towards travel.Business Platinum Card from American ExpressCurrent Bonus: 25,000 Membership Rewards points after you spend $5,000 in the first three monthsAnnual Fee: $450Other Benefits: There are several benefits that will bring you much more value than $450 like the $200 airline rebate, airport lounge access, and reimbursement for Global Entry. Also you can use the pay with points option still giving a 1.25 cents per point value.Citi ThankYou Preferred CardCurrent Sign-up Bonus: 15,000 bonus points after you spend $1,000 in the first 3 monthsAnnual Fee: No annual feeOther Benefits: You’ll earn 1 ThankYou point will be earned per dollar spent on all purchases and there is no annual fee with this card. As of July 28, 2013, you will earn 2 points per dollar on dining and entertainment purchases including movies, museums, amusement parks and sporting events and 1 point per $1 on everything else.