Sign up for our daily newsletterEmail addressSign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.Update: Some offers mentioned below are no longer available. View the current offers here.The credit card market is as hot as ever and it’s mostly due to the premium credit card space — those with $450+ annual fees that offer solid points and perks. Today we posted about a new entrant to the marketplace and now I’d like to go over the existing four titans: The Platinum Card® from American Express, The Business Platinum Card® from American Express, Chase Sapphire Reserve and Citi Prestige.I love doing Facebook Lives because I can interact directly with TPG readers and answer questions live, so TUNE IN now at Facebook.com/thepointsguy. And scroll down for a recap of some of these cards’ top features.BenefitAmex PlatinumAmex Business PlatinumCiti PrestigeSapphire ReservePoint Earning5x points on airfare purchases booked through Amex or airlines and prepaid hotels booked through Amex; 1x on other purchases5x points on airfare purchases booked through Amex only and prepaid hotels booked through Amex; 1x on other purchases3x points on air travel and hotels; 2x points on dining and entertainment; 1x on other purchases3x points on travel and dining; 1x on other purchasesDirect Redemptions1 cent for airfare and 0.7 cents for hotels.2 cents per point for economy (your selected airline only) and all first/business class airfare and 0.7 cents for hotels.1.33 cents per point for airfare (or 1.6 cents on AA flights); drops to flat 1.25 cents in July 2017. 1.25 cents for hotels.1.5 cents per point for all travel, including flights and hotels.Transfer PartnersAirlines: AeroMexico, Air Canada, Alitalia, ANA, British Airways, Cathay Pacific, Delta, El Al, Emirates, Etihad, Flying Blue (Air France/KLM), Hawaiian, Iberia, JetBlue, Singapore, Virgin America, Virgin Atlantic. Hotels: Choice, Hilton, SPG. Other: Plenti.Airlines: AeroMexico, Air Canada, Alitalia, ANA, British Airways, Cathay Pacific, Delta, El Al, Emirates, Etihad, Flying Blue (Air France/KLM), Hawaiian, Iberia, JetBlue, Singapore, Virgin America, Virgin Atlantic. Hotels: Choice, Hilton, SPG. Other: Plenti.Airlines: Cathay Pacific, Etihad, EVA Air, Flying Blue (Air France/KLM), Garuda Indonesia, JetBlue, Malaysia, Qantas, Qatar, Singapore, Thai, Virgin Atlantic. Hotels: Hilton. Other: Sears.Airlines: British Airways, Flying Blue (Air France/KLM), Korean Air, Singapore, Southwest, United, Virgin Atlantic. Hotels: IHG, Marriott/Ritz-Carlton, Hyatt.Lounge AccessPriority Pass Select (two guests), Delta Sky Clubs when flying Delta (guests are $29 each), Airspace lounges (two guests) and Centurion Lounges (two guests)Priority Pass Select (two guests), Delta Sky Clubs when flying Delta (guests are $29 each), Airspace lounges (two guests) and Centurion Lounges (two guests)Priority Pass Select (two guests or immediate family) and Admirals Club (two guests or immediate family, only through July 2017 and no longer available for new cardholders)Priority Pass Select (unlimited guests)Travel Credits$200 airline fee credit toward incidentals like baggage fees and lounge passes, plus $200 in annual Uber credits$200 airline fee credit toward incidentals like baggage fees and lounge passes$250 airfare credit each year$300 travel credit each yearHotel PerksAmerican Express Fine Hotels & ResortsAmerican Express Fine Hotels & Resorts4th night free on paid hotel staysLuxury Hotel & Resort CollectionHotel Elite StatusSPG Gold and Hilton HHonors GoldSPG Gold and Hilton HHonors GoldNoneNoneGlobal Entry/TSA PreCheck CreditOne credit every four yearsOne credit every four yearsOne credit every five yearsOne credit every four yearsCar Rental Elite StatusAvis Preferred, Hertz Gold and National Emerald Club ExecutiveAvis Preferred, Hertz Gold and National Emerald Club ExecutiveAvis Preferred Plus, National Emerald Club Executive, and Sixt PlatinumPrivileges at Avis, National and SilvercarOther PerksComplimentary Boingo Wi-Fi accessComplimentary Boingo Wi-Fi access, 10 annual Gogo passesThree free rounds of golf per year (being discontinued in July 2017)NoneAuthorized User Fee$175 (total for up to 3)$300$50$75Annual Fee$550 (See Rates & Fees)$595 (See Rates & Fees)$450$450
