Update: Some offers mentioned below are no longer available. View the current offers here.Citi is a TPG advertising partnerThere are plenty of great credit cards to choose from, but some offer unique perks that can ultimately save you tons of money each year. Today, TPG Editor-in-Chief Zach Honig shares his experience with Citi Prestige.Last month, I wrote about my experience getting a replacement Citi Prestige card when I couldn’t find mine at home. Citi overnighted the card to Hawaii, without me requesting any sort of priority shipping. Now, generally I would have been fine without one credit card, since I travel with quite a few, including my overall favorite, the Chase Sapphire Preferred Card, but there’s something that makes Prestige indispensable in certain situations — Citi’s 4th Night Free benefit.We’ve covered this perk in detail in the past, but to summarize, Citi will reimburse you for the fourth consecutive night of a hotel stay — pretty much any hotel stay — provided that you book through a Citi concierge and pay for the stay using your Citi Prestige card. Now this is a fantastic benefit, and it’s saved me a lot of money on stays over the last few months.The Citi Prestige card comes along with a hefty $450 annual fee, but so far I’ve taken advantage of the following benefits, which in total have gotten me far more than $450 in value:Sign up for our daily newsletterEmail addressSign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.50,000 ThankYou points after spending $3,000 in the first three months ($800)4th Night Free benefit, on three different stays ($1,150)$250 annual air credit ($250)One Admirals Club visit — available every time I fly AA ($50)3x points on airfare and hotelsTotal: $2,250This is especially exciting when you consider that I first signed up for Citi Prestige in May. Yes, in just four months I’ve gotten $2,250 in value from a $450 annual-fee credit card. It’s a great example of how you can get tremendous value from a credit card, especially those with a high annual fee.For more on Citi Prestige, see:6 Premium Travel Cards that Are Worth the High Annual FeeImmediately Denied for the Citi Prestige? You’re Not Alone!Maximizing Citi Prestige Benefits — TPG Reader Success Story50,000 Points for the Citi Prestige Card
