Top Current Credit Card Offers With First Year Annual Fee Waived

Update: Some offers mentioned below are no longer available. View the current offers here.2013 has been a great year for credit card sign-up bonuses. Not only have we seen some of the same promotions return like the current Starwood Preferred Guest Amex but a bunch of new cards have entered the market. Best of all, many of the most lucrative cards also come with the first year annual fee waived, making them a no-brainer- at least for the first year.However, always make sure you can meet the minimum spending requirements and pay your cards off on time, or else you’ll drown in fees and interest.Luckily, to entice new customers, many of the major issuers waive the first year’s annual fee for new cardholders, so you can still take advantage of the benefits of many of these travel credit cards without paying for them for 12 months - at which point hopefully you will have maximized their value and can reevaluate your options.So in case you are considering a round of credit card applications while these offers are out there, I have compiled a list of what I consider to be the top credit card offers with no first year’s annual fee. I’ll just give you the shortlist of the top 10 first and then you can read on below to where I have arranged the entire list by issuing bank and included some details on just why each of them is valuable, so read on and start putting your application list together.TOP CURRENT WAIVED ANNUAL FEE OFFERS1. Ink Bold and Ink Plus: 50,000 points2. Business Gold Rewards Card from American Express: 50,000 points - Offer expired October 29, 2013.3. Citi AAdvantage Platinum Select Mastercard: 50,000 miles4. United MileagePlus Explorer: 50,000 miles (in bank branch) 30,000 miles online5. British Airways Visa Signature Card: 50,000 Avios6. Chase Sapphire Preferred: 50,000 points7. Barclaycard Arrival: 40,000 miles8. Starwood Preferred Guest Credit Card from American Express (personal and business versions): 30,000 points9. Gold Delta SkyMiles Amex: 45,000 miles (through Card Match Tool)10. Premier Rewards Gold Card from American Express: 25,000 pointsAMERICAN EXPRESSStarwood Preferred Guest Credit Card from American Express - Offer expired June 30, 2014.Current Sign-up Bonus: 30,000 bonus points - 10,000 after first purchase and another 20,000 with $5,000 spend in the first 6 months.Annual Fee: $65 waived the first year.Other Benefits: Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status, earn up to 5 Starpoints for each dollar of eligible purchases spent at hotels in the SPG portfolio that can be transferred to more than 30 airlines, and get purchase protection for up to 90 days after the date of purchase.Starwood Preferred Guest Business Credit Card from American Express OPENCurrent Sign-up Bonus: 30,000 bonus points - 10,000 after first purchase and another 20,000 with $5,000 spend in the first 6 months. Offer ends September 3, 2013.Annual Fee: $65 waived the first year.Other Benefits: Receive credit for 5 nights and 2 stays annually toward the next level of SPG Elite Status, earn up to 5 Starpoints for each dollar of eligible purchases spent at hotels in the SPG portfolio that can be transferred to more than 30 airlines, and get purchase protection for up to 90 days after the date of purchase.Sign up for our daily newsletterEmail addressSign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.For more information on these cards and the Starwood Preferred Guest program, check out these posts:Maximizing Starwood Cash & Points AwardsStarwood “Enhances” Cash & Points AwardsMajor Starwood Preferred Guest Elite EnhancementsMaximizing Starwood Preferred Guest Airline TransfersThe Ultimate Guide to Starwood Preferred Guest Airline Transfer PartnersBusiness Gold Rewards Card from American Express OPENCurrent Sign-up Bonus: 50,000 points with $5,000 spend in the first 3 monthsAnnual Fee: $175 waived the first yearOther Benefits: Earn 3 points per dollar on airfare, 2 points per dollar on US purchases for advertising in select media, shipping and at gas stations, and one point per dollar on all other transactions. Receive Purchase Protection, Return Protection, Extended Warranty, Travel Accident Insurance, and Car Rental Loss and Damage Insurance.Gold Delta SkyMiles Credit Card from American Express (Through the Card Match Tool)Current Sign-up Bonus: 45,000 miles with $5,000 spend in the first 6 monthsAnnual Fee: $95 waived the first yearOther Benefits: First checked bag is free and get priority boarding. Receive a 20% discount in the form of a statement credit on drink, food and entertainment purchases when you fly Delta.Premier Rewards Gold Card from American ExpressCurrent Sign-up Bonus: 25,000 points after $2,000 spend in the first 3 monthsAnnual Fee: $195 waived the first yearOther Benefits: Earn 3 points per dollar on airfare, 2 points per dollar at US gas stations, US restaurants, US supermarkets, and one point per dollar on all other transactions.For more information on these cards and Amex Membership Rewards, check out these posts:Ranking the Top American Express Travel Credit CardsThe Ultimate Guide to American Express Membership Rewards Airline Transfer PartnersAnalyzing Amex Membership Rewards Star Alliance Transfer PartnersTop 10 Lesser Known Amex Membership Rewards Airline Transfer PartnersBARCLAYCARDBarclaycard Arrival - Annual FeeCurrent Sign-up Bonus: 40,000 miles with $1,000 spend in the first 90 daysAnnual Fee: $89 waived the first yearOther Benefits: Earn 2 miles per dollar spent on all purchases and receive 10% of your miles back when you redeem on travel. Receive a complimentary membership to TripIt Pro. No foreign transaction fees.For more information on this card, read my review here, and then check out this post for details on its Travel Bonus Category and Redemption Options, and this one for ideas on the Top 10 Ways To Maximize Barclaycard Arrival Miles.US Airways Premier World MasterCardCurrent Sign-up Bonus: 35,000 miles after first purchase or balance transfer in the first 90 days - unverified offer from this FlyerTalk thread, see the T&C on the application page.Annual Fee: $89 waived the first yearOther Benefits: Receive an annual companion certificate good for up to 2 companion tickets upon approval and every year on cardmember anniversary and 10,000 Anniversary Miles. Also receive 1 complimentary US Airways Club day pass and get first class check in and Zone 2 boarding.CAPITAL ONECapital One Venture Card Rewards Credit CardCurrent Sign-up Bonus: 40,000 miles with $3,000 spend in the first 3 monthsAnnual Fee: $59 waived the first yearOther Benefits: Earn 2 miles per dollar on every purchase. No foreign transaction fees.For more information, check out this post on Maximizing Fixed-Value Travel Points.CHASEInk Bold Business CardCurrent Sign-up Bonus: 50,000 points with $5,000 spend in the first 3 monthsAnnual Fee:$95 waived the first yearOther Benefits: Earn 5 points per dollar at office supply stores, cellphone, landline, internet, and cable TV services and 2 points per dollar spent at gas stations and on hotel accomdations, up to $50,000 annually.Ink Plus Business CardCurrent Sign-up Bonus: 50,000 points with $5,000 spend in the first 3 monthsAnnual Fee:$95 waived the first yearOther Benefits: Earn 5 points per dollar at office supply stores, cellphone, landline, internet, and cable TV services and 2 points per dollar spent at gas stations and on hotel accommodations, up to $50,000 annually. Receive a complimentary LOUNGE CLUB membership and 2 free visits each year with access to over 350 VIP airport lounges.For more information, see these posts:Ranking the Chase Ultimate Rewards Transfer PartnersTop 10 Ways To Maximize Each Ultimate Rewards Transfer PartnerWhy I Love Chase Ultimate RewardsRanking the Top Chase Travel Credit Card OffersBritish Airways Visa Signature CardCurrent Sign-up Bonus: 50,000 Avios with $3,000 spend in the first 3 monthsAnnual Fee: $95Other Benefits: Spend $30,000 in a calendar year and receive a Travel Together Ticket good for two years. Earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases. No foreign transaction fees.For ideas on how to maximize British Airways Avios, check out my series. Posts include: Distance-Based Awards; Household Accounts; Using Avios to Upgrade Paid Tickets; The Avios and Cash Option; Save Money on Fuel Surcharges by Transferring British Airways Avios to Iberia; Using Avios For Non-Flight Redemptions; Using Avios to Book Domestic First Class FlightsDirect Flights, London Stopovers and UK Destinations; How to Redeem British Airways Avios Without Huge Fees; Using British Airways Avios on Aer Lingus to Avoid Huge Fees.Marriott Rewards Premier Credit CardCurrent Sign-up Bonus: 80,000 points with $3,000 spend in the first 3 monthsAnnual Fee: $85Other Benefits: Earn 5 points per dollar spent at Marriott locations, 2 points per dollar spent on airfare, car rentals and dining and 1 point per dollar on everything else. Receive 1 free night upon approval and every year on cardmember anniversary. Receive 1 credit toward elite status for every $3,000 spent. No foreign transaction fees.United MileagePlus Explorer CardCurrent Sign-up Bonus: 50,000 miles with $2,000 spend in the first 3 months (ONLY IN CHASE BRANCH) or 30,000 miles with $1,000 spend in the first the monthsAnnual Fee: $95 waived the first yearOther Benefits: Get first checked bag free and priority boarding on United-operated flights. Receive two United Club passes per year. No foreign transaction fees.United MileagePlus Club CardCurrent Sign-up Bonus: $100 statement credit after first purchaseAnnual Fee: $395 waived when you sign up in a Chase branchOther Benefits: Full United Club membership. Get the first and second checked bags free as well as priority check in and boarding on United-operated flights. No foreign transaction fees.Chase Sapphire Preferred CardCurrent Sign-up Bonus: 50,000 points with $4,000 spend in the first 3 monthsAnnual Fee: $95 waived the first yearOther Benefits: Earn 2 points per dollar on all travel and dining. Receive a 7% annual points dividend on all points earned throughout the year. No foreign transaction fees.For more information, check out these posts:Details on the Sapphire Preferred 2X on TravelThe Sapphire Preferred 7% Annual DividendChase Priority Club Select VisaCurrent Sign-up Bonus: Unverified Offer 80,000 points with $1,000 spend in the first 3 months. See this FlyerTalk thread for more informationAnnual Fee: $49 waived the first yearOther Benefits: Get a 10% rebate on IHG Rewards Club point redemptions. Receive an annual free night certificate worldwide on cardmember anniversary. No foreign transaction fees.Marriott Rewards Credit CardCurrent Sign-up Bonus: 30,000 points with $1,000 spend in the first 3 months.Annual Fee: $45 waived the first yearOther Benefits: Earn 2 free night stays at a category 1-4 hotel after account approval. Receive 10 credits after your account opening and every year after your account anniversary, giving you guaranteed Silver Elite status every year. Receive 1 credit toward Elite status for every $3,000 spent on purchases.CITIBANKCiti / AAdvantage Platinum Select World Elite MastercardCurrent Sign-up Bonus: 50,000 miles for spending $3,000 in 3 months.Annual Fee: $95 waived the first yearOther Benefits: Receive a $100 American Airlines flight discount every year with $30,000 or more in purchases. First checked bag is free for you and up to 4 travel companions and get Group 1 priority boarding when flying on American.CitiBusiness / AAdvantage Platinum Select World MastercardCurrent Sign-up Bonus: 50,000 AAdvantage miles after $3,000 in purchases in the first 3 monthsAnnual Fee: $95 waived the first yearOther Benefits: Earn an American Airlines Companion Certificate each year of cardmembership in which you spend $30,000 or more in purchases and renew your cardmembership.First checked bag is free for you and up to 4 travel companions and get Group 1 priority boarding when flying on American.For more information on these cards, check out my post on Reduced Price Awards and 10% Mileage Refund for Citi AA Cardholders.US BANKU.S. Bank FlexPerks Travel Rewards Visa Signature CardCurrent Sign-up Bonus: 17,500 FlexPoints with $2,500 spend in the first 5 monthsAnnual Fee: $49 waived the first yearOther Benefits: Earn triple FlexPoints on qualifying charitable donations and double FlexPoints on the category you spend the most on (gas, groceries or airline) and most cell phone expenses during each billing cycle. Earn 3,500 FlexPoints with $24,000 spend each year. Receive a $25 airline allowance with every award travel ticket good towards baggage fees, in-flight purchases and more.For more information on this card, check out my review.