Sign up for our daily newsletterEmail addressSign upI would like to subscribe to The Points Guy newsletters and special email promotions. The Points Guy will not share or sell your email. See privacy policy.With travel at a slow down and plenty of credit card benefits going unused, now is the time to audit your credit card portfolio and reassess what should be in your wallet. On this week’s TPG Talks webinar, we were joined by Credit Cards Editor Benét Wilson and Points & Miles Editor Ariana Arghandewal.Benet and Arianna shared a recap of all the changes to credit card bonus categories, including what you should consider before closing or opening cards as well as specific card recommendations — to perhaps put in the sock drawer or add to your wallet. We concluded by looking into the future of the card industry. If you’ve been wondering how all of the changes to card benefits and perks should affect your wallet, make sure you watch the replay of this week’s talk:Show Notes6:25 - Recap of Recent Credit Card Changes and Relief including New Bonus Categories and Waived Annual Fees12:50 - Things to Think About Before Changing Cards15:15 - What Happens if You Get a Refund to a Canceled Card16:51 - Considerations for Getting a New Card22:58 - Card Recommendations27:09 - Cards to Use to Book Future Travel28:40 - Great Sign Up Bonuses Right Now31:15 - Cards for Beginners35:01 - The Future of the Credit Card Industry38:01 - Panelists Personal Comfort on Traveling Now40:50 - Clarifications on Downgrading and Upgrading Cards42:36 - Chase Sapphire Preferred (CSP) vs. Chase Sapphire Reserve (CSR)45:42 - Trip Protection Coverages48:19 - How to Manage Multiple Cards50:37 - Timing Credit Card Applications51:57 - Maximizing Authorized Users53:56 - Understanding Your Credit Score54:20 - Closing ThoughtsFollow on reading and important linksAmex announces limited-time perks for select Amex Membership Rewards, Delta, Marriott and Hilton cardsEarn up to 5x on groceries across select Chase-issued travel cardsChase adds limited-time Sapphire benefits to help grounded travelersCiti announces changes to help cardholders maximize benefits during coronavirusHow credit scores workThe ultimate guide to credit card application restrictionsCredit cards we’re using most during the pandemicWhen can you downgrade your credit card account?Sapphire showdown: Chase Sapphire Preferred vs. Chase Sapphire ReserveBottom LineTPG Talks is a series of live webinars hosted by team members from The Points Guy, covering various aspects of the travel, credit card and loyalty industries. Join from anywhere in the world on any device to learn tips and tricks that’ll get you closer to your next dream vacation.For a list of previous sessions, visit our TPG Talks hub page, or click on any of the links below for individual recaps:TPG Talks #1: Online shopping portalsTPG Talks #2: Under-the-radar loyalty programsTPG Talks #3: Future of cruisingTPG Talks #4: Beginner’s guideTPG Talks #5: Travel changes and cancellationsTPG Talks #6: New era of flight deals